Marine & RV Loan Calculator
Compare your existing loan against a new refinance offer.
See how extra principal payments accelerate your payoff.
You’ve done the math
Let's build the program that closes it right.
More questions? We've answered the most common ones on our FAQ page. If yours isn't there, the fastest path to an answer is a direct conversation with our team.
A New Horizon Advisor will follow up within one business day.
No credit pull. No obligation.
How TO use this calculator
Quick Payment
A fast, simple estimate. Enter the amount you want to borrow, your interest rate, and select a term to see an instant monthly payment estimate. Scroll down to see how different interest rates would change your payment.
New Loan
Plan a specific purchase with taxes and down payments included. Select your vehicle type (Boat, Yacht, or RV). Enter the purchase price, tax rate, interest rate, and down payment. Select a 10, 15, or 20-year term to see your exact monthly payment, tax amount, and total lifetime cost.
Refinance
See if a new loan will save you money. Enter your current loan balance, interest rate, and remaining years. Enter your new refinance offer details and any closing costs. The tool will show your monthly savings and calculate exactly how many months it will take to break even on those closing costs.
Extra Payment
See how paying extra cuts down your debt. Enter your current loan details. Enter an extra amount to pay each month. The calculator will show you how many years you will shave off your loan and the total interest you will save.
Amortization
See your payment schedule. First, enter your details in the New Loan tab. Open this tab to see a complete breakdown of your payments. You can view it as a year-by-year summary or a month-by-month list.