What to Expect
New Horizon provides RV financing from $25,000 - $4 mil., backed by the same lender relationships and design approach that serve our marine clients.
Asset Range
$25,000 - $4 mil. We finance the full range of recreational vehicles: travel trailers and fifth wheels, Class A, B, and C motorhomes, luxury coach conversions, and beyond. New from a dealer, pre-owned from a private seller, or a refinance, the financing is built around the deal in front of you. The asset, loan amount, ownership structure, and your financial picture all shape how we approach it, before we approach a single lender.
LENDER NETWORK
New Horizon has direct relationships with institutional lenders in the specialty finance market, developed through direct transaction volume, not assembled from a marketplace directory. The same lender access that serves our marine clients extends to RVs. Several of these lenders don't take applications off the street. When we bring your RV deal to them, it arrives with the track record and representation most buyers can't get on their own.
PROGRAM APPROACH
The difference between financing designed for your situation and a loan adapted from a standard product matters most when the deal is complicated: non-traditional income, LLC or trust ownership, a Montana LLC purchase, or a high-value coach outside typical bank parameters. We start with your full picture. What we present is a recommendation, not a menu.
What We Finance
If your exact situation isn't represented on these lists, or falls outside a standard profile, reach out.
Motorized
Class A Motorhomes
(gas & diesel)
Class B Motorhomes & Camper Vans
Class C Motorhomes
Super C Motorhomes
Bus Conversions
(Prevost, Newell, MCI, Bluebird & similar)Toterhomes
Transaction Types
New purchases
(dealer)Pre-owned purchases
dealer, private party, consignment)Refinancing of existing RV loans
Towable
Fifth Wheels
Travel Trailers
Toy Haulers
Horse Trailers with Living Quarters
Ownership Structure
Personal title
LLC and trust ownership
Montana LLC
What Differentiates Us From The Others
The New Horizon Approach
Our Advisors understand how RVs are valued
An RV loan isn’t the same as a car loan. RVs are worth different things depending on age, condition, and engine. Lenders also care about the RVs’ type, size, and how you’ll use it.
We figure all that out first so your loan is set up the right way before we talk to lenders. You’ll understand every detail, not just the rate.
THE SITUATIONS LENDERS AVOID ARE THE ONES WE'RE BUILT FOR
Self-employed? Montana LLC or trust owner? Need a non-standard closing date? Been turned down by a bank? We specialize in loans built around your situation, not just a credit-score product.
If your bank said no or gave you a number that didn't work for you, that's often where our clients' conversations with us begin.
YOU'LL UNDERSTAND EVERY TERM BEFORE YOU SIGNing
RV financing can be confusing. Rates, loan-to-value, surveys, insurance rules, and closing steps are often skipped over. We explain every rate, every term, and why each choice was made.
If any detail isn’t quite right, we’ll efficiently revise with the lender before you sign. Nothing at closing will be a surprise.
You’ve found the RV. Now let’s build financing around your goals, your timeline, and your next trip.
More questions? We've answered the most common ones on our FAQ page. If yours isn't there, the fastest path to an answer is a direct conversation with our team.
A New Horizon Advisor will follow up within one business day.
No credit pull. No obligation.